Stock photo showing a blue sedan on a scenic Manitoba road, representing auto insurance in the province

Your Manitoba Auto Insurance Resource

Navigate Manitoba Auto Insurance with Confidence

Step-by-step guides to registration, claims, renewals, licensing, and coverage. Find everything you need to stay protected and road-ready in Manitoba.

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Tip: What to Do After an Accident

Stay calm, ensure safety, document the scene, and file a claim with MPI promptly. Learn more.

Step-by-Step Manitoba Insurance Checklists

Confirm vehicle eligibility
Ensure the vehicle meets Manitoba standards and is not under recall or import restriction.
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Obtain bill of sale
Get a signed bill of sale from the seller. You'll need this for registration.
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Complete a vehicle inspection (if required)
Most used vehicles require a valid safety inspection certificate before registration.
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Visit an Autopac agent
Bring your documents to an authorized agent to purchase insurance and register the vehicle.
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Get your plates & insurance
Receive your licence plates, insurance certificate, and registration documents.
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Review your renewal notice from MPI
Check for changes in rates, coverage, or account details.
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Verify driver and vehicle information
Ensure all personal and vehicle details are accurate before renewing.
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Select coverage and payment option
Choose your preferred coverage and payment plan (annual or monthly).
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Renew in person, online, or by phone
Complete the renewal via your preferred method.
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Ensure everyone’s safety
Move to a safe area and check for injuries before proceeding.
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Document the incident
Take photos, exchange information, and gather witness details if possible.
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Report the claim to MPI
Contact MPI as soon as possible with all relevant information.
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Cooperate with the adjuster
Provide documentation and answer questions to support your claim.
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Follow up on repairs and settlement
Use MPI-approved repair shops and track your claim status.
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Complete driver education
Enroll in an approved driver education program if required.
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Obtain your learner’s licence
Pass the written test and meet ID requirements at MPI.
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Practice supervised driving
Log required hours and gain experience in different conditions.
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Book and pass your road test
Schedule your test with MPI and demonstrate safe driving.
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Upgrade to full licence
After passing probation, upgrade to standard Manitoba licence.
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Frequently Asked Questions

To register a vehicle in Manitoba, bring the bill of sale, valid ID, proof of insurance, and a safety inspection certificate (if required) to an Autopac agent. You'll receive your licence plates and registration documents after completing the paperwork and payment. Read more.

All vehicles registered in Manitoba must carry Basic Autopac coverage, which includes third-party liability, personal injury protection, and all-perils insurance. Optional coverages are also available for increased protection. Learn more.

You can renew your insurance annually at your renewal date, which is generally based on your birth month. Renew in person with an Autopac agent, online, or by phone. Review your renewal notice for details. See checklist.

First, ensure everyone's safety. Document the scene, exchange information, and report the claim to MPI as soon as possible. Cooperate fully with the adjuster and follow claim instructions. How to file a claim.

Most used vehicles being registered in Manitoba for the first time must pass a safety inspection. The inspection ensures your vehicle meets provincial standards. Learn more.

Start by obtaining a learner’s licence (pass the written test and meet ID requirements), then complete supervised driving. After passing your road test, you’ll progress through Manitoba’s Graduated Driver Licensing (GDL) program. See guide.